Creating a budget
Follow these four easy steps as you start building your personal budget spreadsheet:
Follow these four easy steps as you start building your personal budget spreadsheet:
- Record your daily spending with anything that's handy, whether it's with a pen and paper or an app on your smartphone.
- Plan for next month's expenses and income so you don't get taken by surprise. Make sure to check in with your significant other before making the list final.
- Look for ways to spend less. Small savings can add up to a lot of money. Adding one small saving to your budget at a time can surprise you with how much extra money you've accumulated. For example, try shopping at a cheaper grocery store, buying generic brands or experimenting with cooking at home.
- Find ways to boost your income. Have a hobby or a talent? Anything from handy work to writing or teaching an instrument can be a way to earn extra money. One big bonus about this strategy is that you can make your side business full-time if you ever lose your job.
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Great Ideas on how to make and keep track of your money!!!!!!!!
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