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Creating a budget

Follow these four easy steps as you start building your personal budget spreadsheet:
  1. Record your daily spending with anything that's handy, whether it's with a pen and paper or an app on your smartphone.
  2. Plan for next month's expenses and income so you don't get taken by surprise. Make sure to check in with your significant other before making the list final.
  3. Look for ways to spend less. Small savings can add up to a lot of money. Adding one small saving to your budget at a time can surprise you with how much extra money you've accumulated. For example, try shopping at a cheaper grocery store, buying generic brands or experimenting with cooking at home.
  4. Find ways to boost your income. Have a hobby or a talent? Anything from handy work to writing or teaching an instrument can be a way to earn extra money. One big bonus about this strategy is that you can make your side business full-time if you ever lose your job.
http://www.ehow.com/how_6575858_making-budget-spreadsheet.html?ref=Track2&utm_source=ask
making_and_living_within_a_budget.ppt
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Great Ideas on how to make and keep track of your money!!!!!!!!
_financial_recordkeeping.ppt
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